My Kept Money

For Etsy makers

You sold it. But what did you keep?

Etsy tells you what a thing sold for. It never tells you what it cost you to make — so the fee page and the supply shelf never meet, and the number that matters stays invisible. MyKeptMoney joins them: your materials, your recipes, and Etsy's own files, worked out product by product.

Try the free pricing calculator   See the full tool

Free — no email, no catch

The pricing calculator

Tell it what a piece costs you and the share you want to keep, and it works out the price to list at — for an ordinary sale, and for a sale that arrives through Etsy's Offsite Ads, so an ad sale never quietly loses you money. It runs on the same fee table as the paid tracker, checked against Etsy's published rates.

The full tool

MyKeptMoney — know what you kept on everything you make

The calculator prices one piece. The tracker keeps the books for your whole shop: every product, every order, every fee, every material — and one screen that answers the only question that matters, product by product.

$45, once. The first 100 buyers pay the $35 founding price. No subscription, no monthly bill, nothing that renews.

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Why the number stays invisible

The fees live in one place

Your monthly statement knows what Etsy took. Your orders file knows what sold. Neither one knows what the wax, the silver, or the clay cost you — that part lives in your head and on your receipts.

The costs live in another

So a shop can look healthy while one product quietly loses money on every sale. Sellers ask in the forums how to calculate Etsy profit with materials included, and the honest answer has always been: join three piles of paper by hand.

Spreadsheets break at the join

An Etsy inventory spreadsheet tracks stock. A fee calculator prices one sale. Neither joins your orders to your recipes — and the join is the whole job. That is the part MyKeptMoney does.

What the tracker does, in order

  1. Your materials list — every material you buy, with its true average cost as you restock.
  2. A recipe for every product — what goes into one finished piece, matched to its Etsy listing.
  3. Your orders, from Etsy's own files — you check the files first; nothing is saved until you say yes.
  4. Every fee, line by line — transaction, processing, listing, regulatory, Offsite Ads, each marked as read from your files or worked out from published rates.
  5. The answer screen — what you kept on each product, its margin, and the money-losers named in plain words.
  6. The pricing calculator and tax worksheet — price the next piece right, and hand your preparer a year that already adds up.

How the numbers are worked out →

One sale, walked through every fee

A candle sells for $30, with $5 charged for shipping, to a US buyer. Here is the whole walk — the same one the tracker does for every order:

LineAmount
What the buyer paid ($30 item + $5 shipping)$35.00
Transaction fee — 6.5% of $35−$2.28
Payment processing — 3% of $35, plus $0.25−$1.30
Listing fee−$0.20
Materials in the candle (half a pound of wax at $5 a pound)−$2.50
What the maker kept$28.72

Fee rates checked November 2026 against Etsy's published fee schedule. The full walk, with every fee Etsy charges, is in Etsy fees explained.

Paying for the big tool to do a small job?

Craftybase became Stocksmith in July 2026 and now builds for small manufacturers. The tier with the tax report costs $49 a month — $588 a year, every year. If you are a solo maker who wants to know what you kept, there is an honest comparison:

See the Craftybase alternative comparison

Questions, answered straight

Is MyKeptMoney a subscription?

No. You pay once — $45, or $35 if you are one of the first 100 buyers — and the tracker is yours. There is no monthly bill, and nothing renews.

Does it file my taxes?

No. Cost tracking is not tax advice. This tool organizes your own numbers; it does not prepare or file your taxes. Show the worksheet to your tax preparer.

Where do my numbers come from?

From the files Etsy itself gives you. In Shop Manager you can download your orders, your order items, and your monthly statements. The tracker reads those files, joins them with your materials and recipes, and works out the rest from Etsy's published rates. Nothing is scraped, and we never ask for your Etsy password.

What if one of my products has no recipe?

Then the tracker shows its sales and its fees, but no kept number. It will never invent a cost for you. Add the recipe and the number appears.

I sell from the UK. Does it know my fees?

Yes. Pick your bank country once, and the fee table applies your country's rates — including the regulatory operating fee and, if you are not VAT-registered, the VAT Etsy adds to its own fees. The rates are versioned by date, so an order from before Etsy's 22 June 2026 change still computes at the old rate.

Do I install anything?

No. The tracker lives on the web and opens with the key we email you the moment your payment lands. It works on the phone in your pocket and the computer on your desk.