My Kept Money

Guides

Every Etsy fee and profit question, answered in plain words

Worked numbers, no jargon, and the searched question answered on the page — not teased. Start with the fee walk if you have never seen your whole statement explained.

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Etsy Fees Explained: Every Fee in 2026, in Plain Words

Every Etsy fee for 2026 explained in plain words, with a $30 sale walked through line by line so you can see what you actually kept.

How Much Does Etsy Take? Real Percentages at $20, $50 and $100

How much Etsy actually takes from a sale at $20, $50 and $100, what changes the percentage, and why any single percentage answer is only half true.

Every fee, one by one

Etsy Transaction Fee: What the 6.5% Is Really Charged On

The Etsy transaction fee is 6.5 percent, but it is charged on shipping and gift wrap too — here is what it covers, what it does not, and where to find it.

Etsy Payment Processing Fee: The Per-Order Fee Nobody Quotes

Etsy's payment processing fee is charged per order, on the full total including sales tax — here are the rates by country and why the shape of the fee matters.

Etsy Regulatory Operating Fee: Rates by Country and What Changed in June 2026

What Etsy's regulatory operating fee is, why it exists, the full rate table by country including the 22 June 2026 changes, and how it shows up on a sale.

Etsy Offsite Ads Fee: The 15% and 12% Fee, the $10,000 Rule and the $100 Cap

How Etsy's Offsite Ads fee works — 15 percent or 12 percent, the 30-day window, the $100 cap, when you can opt out and the honest math of doing it.

Etsy Fees for UK Sellers: Every Charge in Pounds, Worked Through

UK sellers pay a different fee stack: 4% + 20p processing, a 0.48% regulatory fee, and VAT on Etsy's fees if you are not VAT-registered. One £30 sale walked through, line by line.

Pricing and profit

Etsy Profit Calculator: What a Free One Can and Cannot Tell You

An Etsy profit calculator that only knows fees lies by omission. What a real one must count — materials at true cost, every fee, per product — and where spreadsheets break.

How to Price Handmade Items: Margin, Markup and the Etsy Fee Trap

How to price handmade items so you actually keep what you planned — margin versus markup, a formula with worked numbers, and why ad sales break prices set for ordinary sales.

Profit Per Product on Etsy: Why One Shop Total Hides Your Money-Losers

Why a fee calculator for one sale cannot tell you which products make money — fees are per order, statements come by month, and materials live outside Etsy entirely.

Cost of Goods Sold for Etsy Sellers: What Counts and What Does Not

What counts as cost of goods sold for a maker — the materials in the piece — what does not count, and how weighted-average costing works with a real example.

Taxes, without the jargon

Etsy and Schedule C: Where Your Cost of Goods Sold Goes

Where an Etsy maker's numbers go on Schedule C Part III — inventory, purchases, materials and ending inventory — and what to hand your tax preparer in January.

Choosing your tools

What to Look for in a Craftybase Alternative: A Buyer's Checklist

Leaving Craftybase — now Stocksmith — for another tool? The checklist that matters: fee itemization, per-product profit, a tax worksheet, buy-once versus renting, and where your data lives.